LIVING IN THE NOWMidlife is my time - time for me to focus on what is important to me now, and to let go of all the distractions and needless worries about past and future. There is a lot to be said for moving on from the past and leaving it behind - learn from it for sure, but then kick it out the door and get on with the life that I'm part of now. Everyone has stuff in their past they want to leave behind - so now is the time to make the decision to unclench your fist and let it go. It's time to live in the present and not keep looking back to the past.
DON'T FRET ABOUT THE FUTUREIt's the same with the future - why agonize over what is yet to come? You achieve nothing by trying to line all your ducks up so that everything is neatly in place for your planned future years. Life is unpredictable - and as much as we'd like to control the future, we can't make it all turn out neatly and tidily like we have in our heads. I like the idea of earning your future by what you invest in your present. The love and commitment I have for my family is worth investing in, so are the friends who have been in my life for decades of ups and downs.
Why sweat over a retirement plan when that is still 10 or more years in the future? Rather than working in a job you don't really like and saving every penny to try to prepare for retirement, maybe it's time to make some changes. Step out and try a new profession, spend a little bit on yourself - have some fun now and don't save it all for "one day". Who knows where we'll be in 20 years time and whether we'll still be around to live frugally on those savings? It's important to prepare, but it's also important to enjoy this time too and invest in some serious living that will make retirement something that creeps up unexpectedly, rather than hovering over over our heads now.